And if you’re on the individual market, then you are dealing with our highly flawed system up close and personal, and I feel your pain.
We are in that category, and as small business owners, we know just how exorbitant the cost has become.
It’s a situation that most people with employer-based insurance cannot understand or relate to because, typically, employer-based insurance is much cheaper and covers much more than individual policies do.
Now, despite the many problems with the ACA, many aspects of insurance coverage have improved since it came into effect.
As an example, prior to the passage of that bill, two of my sons could not even get insurance, simply because one had allergies, and the other had had surgery on his knee.
I'm not making that up. They were UN-insurable on the individual market, based on supposedly pre-existing conditions.
It was a source of endless stress to me when they were young adults, my husband was laid off, and we had to find our own insurance.
Prior to that, we had always had employer-based, so we were largely sheltered from the dark side of health care insurance in this country.