And I get it. Thinking and talking about budgets can seem, oh, so boring and like such a downer when there’s so much life to be lived, so much fun to be bought.
But here’s the thing: being frugal can actually be incredibly freeing and empowering.
It can buy you – over time – a level of choice and independence in your life that the YOLO attitude can never accomplish. And in more stark terms -- it can save you from debt and impoverishment.
I know this because I’ve lived it.