But it's also true that wherever such small savings are found, it's highly likely that more wasteful spending can be found as well.
And I'm not just talking about indulgences here. The truth is that most of us mindlessly spend money over the course of a month on many different, minor, everyday sundries, necessities and services we often could get more cheaply.... or even do without entirely.
And the cumulative effect of these small purchases can be much greater than we realize, particularly over time.
Before you know it, you're talking hundreds of dollars in unplanned or unconsidered outlays over the course of a year. And the vast majority of the time, these purchases add absolutely nothing to our quality of life.